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Best Credit Card for Students in India 2025 – Low Fee & Easy Approval

Best Credit Card for Students in India 2025 – Low Fee & Easy Approval

Young student holding a credit card with books and laptop, representing the best student credit card options in India 2025

Students ke liye credit card lena ab aasan ho gaya hai. Agar aap student hain aur best credit card dhund rahe hain jo low fee aur easy approval de, toh yeh guide aapke liye perfect hai.

1. SBI Student Plus Advantage Card

  • Annual Fee: ₹0
  • Benefits: No annual fee, easy eligibility
  • Special: Discounts on educational apps and websites

2. ICICI Platinum Chip Card for Students

  • Annual Fee: ₹99 (waived on timely payments)
  • Benefits: Contactless payments, online shopping rewards
  • Eligibility: Students with valid ID proof

3. Axis Bank Insta Easy Credit Card

  • Annual Fee: ₹0
  • Benefits: No credit history required, instant approval
  • Best for: New credit users

4. HDFC Freedom Student Card

  • Annual Fee: ₹0 (first year)
  • Benefits: Cashback on groceries and utilities
  • Special: Free movie tickets on spends

Tips for Students to Use Credit Cards Wisely

  1. Har mahine full bill pay karein taaki interest na lage.
  2. Limit se zyada spend na karein.
  3. Reward points ko acche se redeem karein.
  4. Apne card ke offers regularly check karein.

Conclusion: Student ke liye sahi credit card chunna important hai taaki financial discipline develop ho. Upar diye cards se apni zaroorat ke hisaab se best choose karein.

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