How to Improve Your CIBIL Score Fast in India – 7 Proven Tips

Agar aap loan lena chahte hain ya credit card apply karna chahte hain, toh CIBIL score ka acha hona bohot zaroori hai. Better score ka matlab hai loan approval easy aur better interest rates.

7 Tips to Improve Your CIBIL Score Quickly

1. Apni Payment History ko Sudharo: Har mahine time par apni loan aur credit card ki EMI/payments bharen.
2. Credit Utilization Kam Rakhein: Apne credit limit ka 30% se zyada istemal na karein.
3. Old Credit Accounts ko Maintain Karein: Purane accounts ko close na karein, kyunki unka age score improve karta hai.
4. New Credit Applications Se Bachein: Zyada baar credit ke liye apply karna score ko hurt karta hai.
5. Credit Mix ko Improve Karein: Loan aur credit card dono use karein.
6. Regularly Apna Credit Report Check Karein: Galtiyon ko turant sudharen.
7. Secured Credit Card Try Karein: Agar score low hai toh FD ke against secured card le sakte hain.

FAQs on CIBIL Score

Q1: CIBIL score kaise check karein?

Aap official CIBIL website par free me apna score check kar sakte hain.

Q2: CIBIL score improve hone mein kitna time lagta hai?

Ye depend karta hai ki aap apni financial habits kitni jaldi sudharo. Usually 3-6 mahine lag sakte hain.

Conclusion

Achha CIBIL score apko financial life me bahut aage le ja sakta hai. Apni payment habits sudharo aur upar diye tips ko follow karo taaki jaldi se apka score improve ho.