Credit Card Annual Fee Kya Hota Hai aur Kaise Bachayein

Credit card annual fee ek yearly charge hota hai jo bank card maintenance ke liye lagata hai. Har card ki annual fee alag hoti hai, jo ₹0 se ₹10,000+ tak ho sakti hai.

Annual Fee Waive Karne ke Tarike

• Card ka minimum annual spend pura karein
• Special offers ya lifetime free credit card choose karein
• Bank se negotiation karein

Low Annual Fee Cards Examples

• SBI SimplyCLICK – Annual Fee ₹499
• Axis Neo Credit Card – Annual Fee ₹250
• HDFC MoneyBack – Annual Fee ₹500

Conclusion

Smart spending aur right card selection se aap annual fee easily avoid kar sakte hain.