Credit Card Rewards Points – Kaise Kamaye aur Redeem Karein (2025 Guide)

Credit card ka sabse bada benefit hota hai rewards points. Agar aap smartly use karein toh ye points travel, shopping, gift vouchers aur cashback me kaam aa sakte hain. Aaiye samjhte hain kaise rewards points earn aur redeem kiye jaate hain.

1. Rewards Points Earn Karne Ke Tarike

• Shopping: Har Rs. 100 spend par 1-5 points milte hain (card type par depend karta hai).
• Dining & Travel: Premium cards par dining aur travel bookings par zyada points milte hain.
• Online Shopping Offers: Amazon, Flipkart, Myntra par partner offers ka use karein.
• Special Promotions: Bank ke festive season offers check karein.

2. Rewards Points Redeem Karne Ke Tarike

• Gift Vouchers: Amazon, Flipkart, Lifestyle ke vouchers.
• Flight & Hotel Bookings: Travel portals ya airline partners par booking.
• Cashback: Points ko direct statement credit me convert karein.
• Shopping: Bank ke rewards store se products kharidein.

3. Points Value Maximize Karne Ke Tips

• Points expiry date hamesha check karein.
• High reward rate wale categories me spending karein.
• Partner offers ka maximum use karein.

FAQs

Q1. Kya rewards points cash me milte hain?

Haan, kuch banks me points ko cashback me convert kiya ja sakta hai.

Q2. Kya points transfer kiye ja sakte hain?

Kuch premium cards me points ko airline ya hotel loyalty programs me transfer kiya ja sakta hai.

Conclusion

Agar aap credit card use karte hain toh rewards points ka smart use aapko free travel, shopping aur cashback ka fayda de sakta hai. Bas apne card ka rewards program samajhkar plan banaiye.