Credit Card vs Debit Card: Kaunsa Better Hai

Credit card aur debit card dono daily transactions ke liye useful hote hain, lekin inke benefits alag hote hain.

Credit Card Benefits

• Buy now, pay later facility
• Reward points aur cashback
• Credit score build hota hai

Debit Card Benefits

• No debt risk
• Direct bank balance se payment
• ATM withdrawal convenience

Conclusion

Agar smart use karein to credit card zyada financial benefits deta hai, lekin discipline jaruri hai.