Mutual Fund Beginners Ke Liye Common Mistakes Aur Unse Kaise Bachein (2025 Guide)

Mutual Fund Beginners Ke Liye Common Mistakes Aur Unse Kaise Bachein?

Mutual Fund me invest karna simple hai, lekin beginners aksar kuch galtiyan kar dete hain jisse unka return affect hota hai. Agar aap in mistakes ko avoid karenge to apna portfolio strong bana sakte hain.

1. Short Term Sochna

Bahut se beginners short term me bada return expect karte hain. Lekin mutual fund ek long term investment hai jisme patience zaroori hai.

2. Sirf Past Returns Dekhkar Fund Choose Karna

Kai log sirf pichle 1–2 saal ka return dekhkar fund choose karte hain. Hamesha fund ka long term track record aur fund manager ki strategy check karein.

3. SIP Ko Break Kar Dena

Market girne par beginners apni SIP band kar dete hain. Lekin isi waqt cheap price par zyada units milti hain jo future me fayda karti hain.

4. Diversification Na Karna

Sirf ek hi fund ya ek hi category me invest karna risk ko badha deta hai. Hamesha equity, debt aur hybrid funds me diversification karein.

5. Financial Goals Clear Na Rakhna

Invest karne se pehle apne goals decide karein – retirement, education, house, ya short term savings. Goal ke hisaab se fund choose karein.

6. Advisor Ki Baat Bina Samjhe Follow Karna

Kai beginners blindly advisor ki baat maan lete hain. Hamesha khud research karein aur apne risk appetite ke hisaab se decision lein.

Conclusion

Agar aap mutual fund me invest karte waqt in common mistakes se bachenge to apna return maximize kar sakte hain. Discipline, patience aur smart planning hi success ki key hai.