Mutual Fund SIP Calculator – Kaise Use Karein? (2025 Guide)

Aaj ke time me SIP (Systematic Investment Plan) ek popular investment option hai. Lekin kai investors ko yeh doubt hota hai ki unka paisa future me kitna grow karega. Is problem ka solution hai SIP Calculator.

SIP Calculator Kya Hai?

SIP Calculator ek online tool hai jo aapke monthly investment, expected return rate aur investment duration ke basis par aapko future value batata hai.

SIP Calculator Ka Formula

SIP Calculator compound interest formula ka use karta hai:

FV = P × [(1 + r/n)^(n×t) – 1] × (1 + r/n) ÷ (r/n)

Yahaan:
FV = Future Value  
P = SIP Amount (Monthly Investment)  
r = Expected Annual Return (%)  
n = 12 (months)  
t = Number of years

Example

Agar aap ₹5,000 per month SIP karte hain, expected return 12% hai aur duration 10 years hai, to aapko lagbhag ₹11 lakh ka corpus milega.

SIP Calculator Ke Benefits

• Future corpus ka estimation milta hai
• Investment planning easy ho jati hai
• Financial goals set karne me help karta hai
• Risk aur return ka idea milta hai

Best SIP Calculators Online

• Groww SIP Calculator
• ET Money SIP Calculator
• Paytm Money SIP Calculator
• MoneyControl SIP Calculator

Conclusion

SIP Calculator ek powerful tool hai jo aapke investment goals ko clear karta hai. Agar aap regular SIP karte hain aur calculator se apna target check karte hain to aap financially secure future bana sakte hain.