Top 10 Credit Card Mistakes to Avoid in India (2025)

Credit card ek useful tool hai, lekin agar galat use karein to financial burden ban sakta hai. 2025 me yeh 10 mistakes avoid karna aapke liye zaroori hai.

Common Mistakes

1. Minimum balance payment karna
2. Multiple credit cards lena bina zarurat
3. Late payment karna
4. Cash withdrawal from credit card
5. Spending beyond credit limit
6. Hidden charges ignore karna
7. Reward points waste karna
8. High interest rate wale card lena
9. EMI option bina soch samajh ke lena
10. CIBIL score ignore karna

Conclusion

Agar aap yeh mistakes avoid karte hain to credit card aapke liye ek financial friend ban sakta hai, na ki burden.